2009 Card-Trak™ System

• Data is read from the customer’s credit card magnetic stripe by the Card-Trak™ reader. The data is stored using an AES 128 bit-encryption.
• The encrypted data is recovered using proprietary infrared (IR) communication protocols to a PDA unit.
• Encrypted data is transferred to a dedicated computer at the newspaper
• Data is transmitted to the Merchant Consolidator via a secure internet link.
• The Consolidator transmits the data to a Merchant Services Processor.
• The Merchant Services Processor then forwards the data to the Card Association (Visa, MasterCard, American Express, or Discover).
• The Associations verify the transactions, and then send the funds through the Merchant Services Processor to the Merchant Consolidator.
• Funds are held in the Merchant Consolidator’s account for the vendor, who then transfers them to their deposit account via ACH. This process requires an individual to log into the Consolidator’s web site and initiate the transfer of funds.

• Available at $850.00 per year

• Additional computer locations installed for $1000.00 each (includes PDA software and security functions)

• Bellatrix Technical support will be offered at no charge for sixty (60) days following installation of the Card-Trak™system

• By Phone:            $6.50 per minute $65.00 minimum per call.
  (No Charge if a SINGLE TRAK Licensee)
  
  
  
• On-site Training:        $725 per day
  ($625.00 if a SINGLE TRAK Licensee)
  
  
  
• Custom Programming    $175.00 per hour
  ($120.00 if a SINGLE TRAK Licensee)